Name: 8th Pay Commission Salary Calculator — Online Tool
Availability: InStock
Author: Bulan Sarkar

Loading 8th Pay Commission Salary Calculator…

The calculator runs in your browser. Nothing you type is sent anywhere.

Checked on 30 September 2026. Official: the 7th CPC pay matrix (CCS (Revised Pay) Rules, 2016, Schedule Part A, with Level 13 as amended by G.S.R. 592(E) of 15 June 2017) from the Department of Expenditure; DA of 60% from 1 January 2026 (Cabinet decision, PIB, 18 April 2026); HRA and transport allowance rules from the DoE orders of 7 July 2017; the 8th CPC resolution of 3 November 2025 and the Commission's notices on 8cpc.gov.in, none of which gives a fitment factor or pay matrix. Not official: every fitment factor on this page, and the DA and HRA rates after the revision. The July 2026 DA instalment had not been announced when this page was checked; type the new rate into the DA box once it is.

Short answer

There is no official 8th Pay Commission fitment factor yet. The Commission was set up on 3 November 2025 and has 18 months to report, and as of 30 September 2026 it is still visiting states and taking memoranda. Any new-pay figure is therefore an estimate: your current basic × an assumed factor. If the 7th CPC's 2.57 were used again, a Level 6 employee on ₹35,400 would move to about ₹90,978 basic. Because DA (60% today) is merged into the new basic, a factor of 1.60 would only keep your basic plus DA where it is.

What is official and what is not

The Union Cabinet approved the 8th Central Pay Commission's terms of reference on 28 October 2025, and the Finance Ministry's resolution of 3 November 2025 set it up with Justice Ranjana Prakash Desai as chairperson, Prof. Pulak Ghosh as part-time member and Pankaj Jain as member-secretary. It has 18 months to make recommendations. The Commission's own notices show it collected questionnaire replies until March 2026 and memoranda until 15 June 2026, and it is holding state visits through October 2026. No report, interim report, fitment factor or new pay matrix has been published.

So this calculator uses two kinds of input. Official and current: your 7th CPC pay level and cell, today's DA of 60%, and the 7th CPC rules for HRA and transport allowance. Assumed: the fitment factor, and how DA and HRA will be set once the new pay starts. The assumed boxes are editable and marked as such, and the scenario table lists where each commonly quoted factor comes from.

How the fitment factor works

In 2016 the 7th CPC multiplied each employee's existing basic pay by 2.57, rounded it, and placed the result in the new pay matrix at the cell equal to it or the next one up. That 2.57 was not all raise. It had to absorb the 125% DA employees were already getting, since DA restarts from zero when new pay begins. Only about 14% of it was a real increase.

The same arithmetic applies now. With DA at 60%, basic plus DA is 1.60 × basic, so any factor below 1.60 would cut pay. The calculator shows this break-even and the real raise on basic plus DA for the factor you enter. For 2.57 that raise is about 61%; for 1.83 it is about 14%.

The factors being discussed, and who said them

Press reports attribute an estimate of about 1.8 to Kotak Institutional Equities and a range of 1.83 to 2.46 to Ambit Capital. The staff side of the National Council (JCM) asked the Commission in its memorandum for a minimum basic pay of ₹69,000, which works out to a factor of 3.833 on the current ₹18,000. The 2.57 used by the 7th CPC is the default here because it is the only factor that has ever actually been applied.

None of these is a government figure. They are one-click scenarios, so you can see the spread for your own cell. When the Commission reports and the government notifies a factor and matrix, this page will switch to the official figures.

HRA, transport allowance and deductions

Today's HRA is 30%, 20% or 10% of basic for X, Y and Z class cities, because DA has crossed 50%. It started at 24%, 16% and 8% in 2016 and was designed to step up as DA crossed 25% and 50%. The estimate assumes the new HRA restarts at 24%, 16% and 8%, as it did in 2016. You can switch it to today's rate instead. Transport allowance is ₹7,200 or ₹3,600 plus DA for Level 9 and above, ₹3,600 or ₹1,800 plus DA for Levels 3 to 8, and ₹1,350 or ₹900 plus DA for Levels 1 and 2. The estimate keeps today's amount and drops the DA on it.

The table also shows the 10% employee share for NPS or UPS on basic plus DA, since that rises with basic. Income tax, CGHS and CGEGIS are left out, as they depend on your own situation.

Worked examples

Level 6, first cell (₹35,400), Y city, factor 2.57

Today: basic ₹35,400, DA at 60% ₹21,240, HRA at 20% ₹7,080, transport allowance ₹1,800 plus ₹1,080 DA on it. Gross ₹66,600.

Estimate at 2.57: new basic ₹35,400 × 2.57 = ₹90,978, DA nil, HRA at 16% ₹14,556, transport allowance ₹1,800. Gross ₹1,07,334, which is ₹40,734 or 61% more. Basic plus DA rises from ₹56,640 to ₹90,978, also about 61%.

Level 1, first cell (₹18,000), X city, factor 1.83

Today: basic ₹18,000, DA ₹10,800, HRA ₹5,400 (30%, which is also the ₹5,400 minimum for X cities), transport allowance ₹1,350 plus ₹810 DA. Gross ₹36,360.

Estimate at 1.83, the low end of the Ambit range: new basic ₹32,940, HRA at 24% ₹7,906, transport allowance ₹1,350. Gross ₹42,196, up ₹5,836 or 16%. Most of the factor goes into absorbing today's 60% DA; the real raise on basic plus DA is about 14%.

Written by Bulan Sarkar, who checked the results by hand and against a second public calculator. Use it for planning; it isn't tax or investment advice.

Sources

CTC to In-Hand Salary Calculator

Turn your CTC into monthly take-home pay under the new labour codes, with the 50% wage rule, the ₹25,000 PF ceiling and tax in both regimes.