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EMI Calculator
Loan EMI with part payments, a rate change and the APR from fees, plus the full schedule by month or financial year.
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All 93 Tools
Every tool on NineClip Free Tools, grouped by category. All of them are free to use, and none asks you to sign up.
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Quick answer
This page lists all 93 tools on NineClip Free Tools, grouped into 11 categories. Calculators come first, then PDF, image, document, text, developer, SEO, colour, password, utility and social media tools. All of them are free and run in your browser without an account.
Calculators
Money and tax calculators for India, plus everyday maths.
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BMI Calculator
Find your BMI from height and weight, with the WHO category and a plain note on what BMI misses.
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Percentage Calculator
Get three percentage answers on one screen: X% of Y, X as a percent of Y, and the change between two numbers.
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GST Calculator
Add or remove GST at the 2026 rates, for one item or a full bill with mixed rates, with the CGST, SGST, UTGST or IGST split and a rate-wise invoice summary.
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Age Calculator
Get your exact age in years, months and days on any date, including the cut-off date an exam or admission form names.
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Trending
Compound Interest Calculator
See what a lump sum grows to with compound interest. Pick how often interest is added (yearly, quarterly, monthly or daily) and the rupee figures update as you type.
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Simple Interest Calculator
Work out flat simple interest, charged only on the principal and never on earlier interest. In ₹, calculated in your browser as you type.
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Trending
SIP Calculator
Estimate what a monthly SIP could grow to: the future value of a regular investment, in rupees, recalculated as you type.
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Retirement Calculator
Project the retirement corpus a monthly investment could build.
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FD Calculator
Estimate a fixed-deposit maturity with quarterly compounding, the convention most Indian banks use. Works in rupees and updates as you type.
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RD Calculator
Estimate what a recurring deposit will mature to from the monthly amount, rate and term. The estimate uses a simple-interest approximation.
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Profit Margin Calculator
Enter a cost and a selling price to get the profit, the margin and the markup, shown side by side because they are different numbers.
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Discount Calculator
Work out the sale price and how much you save from a percentage discount. Enter the original price and the discount.
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Date Difference Calculator
Count the days between two dates, with the same span in weeks and approximate months and years. Pick a start and an end date.
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Income Tax Calculator
Tax for 2026-27 under both regimes, slab by slab, with the ₹12 lakh rebate and its marginal relief, employer NPS, surcharge, cess, monthly TDS and your marginal rate.
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Tax on ₹13 Lakh Salary
A ₹13 lakh salary pays ₹26,000 in tax year 2026-27 (new regime). The working, the relief band where a raise costs more than it pays, and the employer NPS fix.
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Tax on ₹15 Lakh Salary
A ₹15 lakh salary pays ₹97,500 in tax year 2026-27 (new regime). What the old regime needs to beat it, the rent that means, and how employer NPS and a raise change the answer.
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Tax on ₹20 Lakh Salary
A ₹20 lakh salary pays ₹1,92,400 in tax year 2026-27 (new regime). Why old-regime figures online disagree, and the ₹7,08,334 of deductions the old regime needs to match.
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Tax on ₹25 Lakh Salary
A ₹25 lakh salary pays ₹3,19,800 in tax year 2026-27 (new regime). From ₹24.75 lakh up, the old regime needs exactly ₹8 lakh of deductions to match, at any salary to ₹50 lakh.
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HRA Exemption Calculator
See how much of your house rent allowance is tax-free under the 2026-27 rules, with the three limits worked out on your numbers.
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PPF Calculator
Work out your PPF maturity at 7.1%, year by year, with loan and withdrawal limits and 5-year extensions.
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Sukanya Samriddhi Calculator
Work out your Sukanya Samriddhi maturity at 8.2%, year by year, with her age, the exact maturity month and the 50% withdrawal at 18.
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Post Office Savings Calculator
MIS monthly income, SCSS quarterly interest, NSC and KVP maturity and Time Deposit interest at the Oct to Dec 2026 rates, compared side by side.
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EPF Calculator
Project your EPF balance at retirement with the ₹25,000 wage ceiling from 17 September 2026, the EPS split and a year-by-year table.
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Gratuity Calculator
Work out gratuity from your joining date and last working day under the new labour code, with the 50% wage rule, fixed-term contracts, central government rules and tax.
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CTC to In-Hand Salary Calculator
Turn your CTC into monthly take-home pay under the new labour codes, with the 50% wage rule, the ₹25,000 PF ceiling and tax in both regimes.
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Old vs New Tax Regime Calculator
Tax under both regimes for 2026-27 and the break-even deductions the old regime needs at your income, with a chart from ₹5 lakh to ₹50 lakh.
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8th Pay Commission Salary Calculator
Estimate your pay after the 8th Pay Commission from your 7th CPC level and cell, with a fitment factor you choose. No official factor exists yet.
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Currency Unit Converter
Convert between 160+ currencies at the daily mid-market rate, loaded live in your browser.
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Scientific Calculator
Type a maths expression with trig, square roots, logs, pi or e and read the result straight away. Your browser does the calculation.
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Investment Return Calculator
Enter what you put in, what it is worth now and how many years you held it. The calculator gives the annual CAGR behind that growth, with the total gain and total return beside it.
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PDF Tools
Merge, split, compress and convert PDFs privately.
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Merge PDF
Combine several PDFs into one file in the order you choose, without leaving your browser.
PDFOpen Tool
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Split PDF
Copy the pages you name, like 1-3,5, out of a PDF into a new file, in your browser.
PDFOpen Tool
Hot
Compress PDF
Re-save a PDF with object-stream compression. Text-heavy files get smaller and nothing on the page changes.
PDFOpen Tool
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PDF to JPG
Turn every page of a PDF into its own JPG image, rendered in your browser with PDF.js.
PDFOpen Tool
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JPG to PDF
Turn JPGs or PNGs into one PDF, one image per page, each page sized to its image, with no re-compression.
PDFOpen Tool
Rotate PDF
Rotate every page of a PDF by 90, 180 or 270 degrees and download the fixed file, all in your browser.
PDFOpen Tool
Delete PDF Pages
Remove the pages you don't want from a PDF by typing a range like 2,4-6, and keep the rest.
PDFOpen Tool
PDF to Text
Extract the text from a PDF, page by page, into a box you can copy. The PDF is read in your browser.
PDFOpen Tool
Text to PDF
Turn plain text into a multi-page PDF set in Helvetica on US Letter pages.
PDFOpen Tool
PDF Watermark
Stamp a diagonal text watermark such as DRAFT or CONFIDENTIAL across every page of a PDF.
PDFOpen Tool
Image Tools
Resize, crop, compress and convert images in your browser.
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Image Resizer
Resize an image to exact pixel dimensions in your browser, with the aspect ratio locked and a lossless PNG out.
ImageOpen Tool
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Image Cropper
Drag a box over the part of the picture you want to keep and download just that region as a lossless PNG.
ImageOpen Tool
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Image Compressor
Compress an image to JPEG with a quality slider and watch the file size drop as you drag, in your browser.
ImageOpen Tool
JPG to PNG Converter
Convert a JPG to a lossless PNG in your browser. Nothing more is lost from here on, though the JPEG's existing compression stays.
ImageOpen Tool
PNG to JPG Converter
Turn a PNG into a smaller JPG in your browser. Transparent areas become white and the JPEG is saved at 92% quality.
ImageOpen Tool
WebP to PNG Converter
Convert a WebP to a PNG that any app opens, in your browser. Transparency is kept and the output is lossless, though the file gets bigger.
ImageOpen Tool
Trending
PNG to WebP Converter
Convert a PNG to a much smaller WebP in your browser, keeping transparency, at 92% quality.
ImageOpen Tool
WebP to JPG Converter
Turn a WebP, or any image your browser opens, into a JPG that every device and app can read. Transparent areas come out white, because JPEG has no alpha channel.
ImageOpen Tool
Image Color Picker
Upload an image and click any pixel to read its exact colour as HEX, RGB, HSL and CMYK. Click a value to copy it. The picture stays in your browser.
ImageOpen Tool
No Upload
EXIF Data Remover
Strip all EXIF, GPS and other metadata from a JPG or PNG by re-encoding it on your device. Your camera and location data never leave it, so they can't reach anyone you share the photo with.
ImageOpen Tool
Document Tools
Convert between CSV, Excel, JSON, Markdown and Word.
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CSV to JSON Converter
Turn CSV rows into a clean JSON array of objects, with the header row as the keys. The data stays in your browser.
DocumentOpen Tool
Popular
JSON to CSV Converter
Flatten a JSON array of objects into CSV for a spreadsheet. Every key found in any object becomes a column, and it all runs on your device.
DocumentOpen Tool
CSV to Excel Converter
Turn pasted CSV into a real .xlsx workbook with SheetJS. Cells are written as text, so Excel can't strip leading zeros or turn codes into dates when the file opens.
DocumentOpen Tool
Excel to CSV Converter
Pull the first sheet of an Excel workbook out to plain CSV in your browser. Formulas become their values, and the file stays on your computer.
DocumentOpen Tool
Trending
Markdown to HTML
Convert the Markdown you use every day (headings, emphasis, code, links, images and bullet lists) to clean HTML in your browser. It covers a subset of Markdown, not full CommonMark.
DocumentOpen Tool
Word to Text Extractor
Extract the plain text from a Word .docx file in your browser. You get the words without the formatting, and your document is read on your device instead of being uploaded.
DocumentOpen Tool
Text Tools
Count, convert and clean up text instantly.
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Word Counter
Count words, characters, sentences and paragraphs as you type, with reading and speaking time alongside.
TextOpen Tool
Popular
Case Converter
Switch text between UPPERCASE, lowercase, Title Case, Sentence case, and aLtErNaTiNg with one click per case.
TextOpen Tool
Remove Duplicate Lines
Remove duplicate lines from a list while keeping the first copy of each in its original position.
TextOpen Tool
Reverse Text
Reverse text by character, by word or by line.
TextOpen Tool
Find and Replace Text
Find and replace every match in your text at once, with optional case-insensitive and regex modes. Plain searches match literally.
TextOpen Tool
Remove Extra Spaces
Tidy messy spacing by collapsing repeated spaces and stacked blank lines. Single line breaks and paragraph gaps stay where they are.
TextOpen Tool
Remove Line Breaks
Remove line breaks and join text into one flowing line.
TextOpen Tool
Trending
Lorem Ipsum Generator
Generate placeholder Lorem Ipsum paragraphs, starting with the classic opening line or fully random.
TextOpen Tool
Trending
Text Diff Checker
Paste two versions of a text and see what changed line by line, with additions in green and removals in red.
TextOpen Tool
Developer Tools
Format JSON, encode and decode, hash and generate IDs.
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JSON Formatter
Paste messy or minified JSON and get it back pretty-printed with 2-space indentation. The same step tells you whether the JSON is valid.
DeveloperOpen Tool
Popular
Base64 Encoder
Encode any text to standard Base64 in your browser, emoji and accented letters included.
DeveloperOpen Tool
Base64 Decoder
Decode Base64 back to readable text in your browser, Unicode included, and get a plain error message when the input is broken.
DeveloperOpen Tool
URL Encoder
Percent-encode a value so it can sit safely inside a URL. Spaces, ampersands, slashes and other special characters become %-codes, using the browser's encodeURIComponent.
DeveloperOpen Tool
URL Decoder
Turn percent-encoded text back into readable characters: %20 becomes a space and %26 an ampersand. It uses the browser's decodeURIComponent.
DeveloperOpen Tool
Popular
Hash Generator
Get the MD5, SHA-1, SHA-256, SHA-384 and SHA-512 hashes of any text at once, updated as you type, with a plain note on which ones are still safe for security work.
DeveloperOpen Tool
Popular
UUID Generator
Generate up to 500 random version 4 UUIDs at once, the 128-bit identifiers used for database keys, from your browser's secure random generator.
DeveloperOpen Tool
Timestamp Converter
Convert a Unix timestamp to a readable date in UTC, your local time and ISO 8601, or turn a date back into Unix seconds and milliseconds.
DeveloperOpen Tool
SEO Tools
Meta tags, Open Graph, robots.txt and snippet previews.
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Meta Tag Generator
Fill in your page title, description, keywords and author, and the tool writes a block of HTML head meta tags you can paste, with the title, description, viewport and robots tags included. The block updates as you type.
SEOOpen Tool
Trending
Open Graph Generator
Generate Open Graph meta tags so your page shows a proper title, description and image when shared on Facebook, LinkedIn, WhatsApp and more. Fill four fields and copy the block.
SEOOpen Tool
Robots.txt Generator
Generate a robots.txt that sets crawler and AI-bot access and points to your sitemap.
SEOOpen Tool
Trending
SERP Snippet Preview
Type a title, URL and meta description to see roughly how your page could look in Google, cut to length the way a real result is.
SEOOpen Tool
Slug Generator
Turn a title or phrase into a lowercase, hyphenated URL slug, the readable tail of a web address. It updates as you type, in your browser.
SEOOpen Tool
Readability Checker
Paste your text to get its Flesch Reading Ease score and US grade level, the two classic readability measures, updated as you type.
SEOOpen Tool
Color Tools
Pick colours, convert HEX and RGB, check contrast.
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Color Picker
Pick a colour with the swatch or type a hex code, and read it back as HEX, RGB, HSL and CMYK side by side. Your browser does every conversion.
ColorOpen Tool
Popular
HEX to RGB Converter
Turn a hex color into its red, green and blue numbers and the CSS rgb() string, exactly.
ColorOpen Tool
RGB to HEX Converter
Pack red, green and blue numbers into the compact #RRGGBB hex code the web runs on.
ColorOpen Tool
Editor's Pick
Contrast Checker
Check whether your text and background colours have enough contrast to read, with a pass or fail at each WCAG accessibility level.
ColorOpen Tool
Password Tools
Strong passwords and crypto-secure random numbers.
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Password Generator
Generate a strong random password with your browser's cryptographic generator. Set the length and character mix, then copy it. Nothing is sent anywhere.
PasswordOpen Tool
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Password Strength Checker
Check how strong a password is and get an entropy estimate in bits, plus tips on what to add. The check runs on your device and sends nothing you type.
PasswordOpen Tool
Popular
Random Number Generator
Generate random whole numbers in any range, with an option for no repeats. The numbers come from the browser's cryptographic random source, not Math.random.
PasswordOpen Tool
Utility Tools
QR codes, a stopwatch and timer, unit conversion and text to speech.
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QR Code Generator
Turn any text or link into a QR code in your browser. Set the size and color, watch it update as you type, then download a PNG. The data is encoded into the image itself and is not uploaded.
UtilityOpen Tool
Popular
Stopwatch and Timer
A stopwatch and a countdown timer on one page. Count up with lap splits, or count down from any number of minutes, timed from your device clock.
UtilityOpen Tool
Popular
Unit Converter
Convert length, weight and volume units in your browser. Pick a category, type a value and the result appears at once, worked out through a fixed base unit with standard factors.
UtilityOpen Tool
Text to Speech
Type or paste text, choose a voice and a speed, and your browser reads it aloud using the voices already installed on your device.
UtilityOpen Tool
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Social Media Tools
Hashtag ideas and YouTube thumbnail links.
Social Media Hashtag Generator
Type a topic and get up to 30 hashtag ideas, made by pairing your keywords with popular suffixes like tips, daily and goals.
YouTube Thumbnail Downloader Helper
Paste a YouTube link or ID and get direct links to its thumbnail at four sizes (max, SD, HQ and MQ) that you can open and save.