Built in India

Free finance calculators and everyday online tools

GST, income tax (FY 2026-27), loan EMI, SIP, FD and RD calculators that show the formula they use, plus PDF, image, text and developer tools. Everything runs in your browser and nothing is uploaded.

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93Tools
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Stays on your device Runs in your browser No file uploads Quick to load Works on phones Free to use
Quick answer

NineClip Free Tools is a free set of 93 tools that run in your browser. Most are India money calculators: income tax for FY 2026-27 under both regimes, GST, EPF, PPF, HRA, gratuity, EMI, SIP, FD and RD. The rest are PDF, image, text and developer utilities. No file or number you enter is sent to a server.

Source: Income Tax Department of India (incometax.gov.in)

Money & tax calculators

GST, income tax, loans and savings. Each page shows its formula and assumptions.

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GST Calculator

Add or remove GST at the 2026 rates, for one item or a full bill with mixed rates, with the CGST, SGST, UTGST or IGST split and a rate-wise invoice summary.

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Income Tax Calculator

Tax for 2026-27 under both regimes, slab by slab, with the ₹12 lakh rebate and its marginal relief, employer NPS, surcharge, cess, monthly TDS and your marginal rate.

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EMI Calculator

Loan EMI with part payments, a rate change and the APR from fees, plus the full schedule by month or financial year.

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SIP Calculator

Estimate what a monthly SIP could grow to: the future value of a regular investment, in rupees, recalculated as you type.

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FD Calculator

Estimate a fixed-deposit maturity with quarterly compounding, the convention most Indian banks use. Works in rupees and updates as you type.

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RD Calculator

Estimate what a recurring deposit will mature to from the monthly amount, rate and term. The estimate uses a simple-interest approximation.

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Compound Interest Calculator

See what a lump sum grows to with compound interest. Pick how often interest is added (yearly, quarterly, monthly or daily) and the rupee figures update as you type.

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Investment Return Calculator

Enter what you put in, what it is worth now and how many years you held it. The calculator gives the annual CAGR behind that growth, with the total gain and total return beside it.

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Everyday tools

PDF, image, text and developer jobs, done on your own device.

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Merge PDF

Combine several PDFs into one file in the order you choose, without leaving your browser.

PDFOpen Tool
Hot

Compress PDF

Re-save a PDF with object-stream compression. Text-heavy files get smaller and nothing on the page changes.

PDFOpen Tool
PopularNo Upload

Image Resizer

Resize an image to exact pixel dimensions in your browser, with the aspect ratio locked and a lossless PNG out.

ImageOpen Tool
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Image Compressor

Compress an image to JPEG with a quality slider and watch the file size drop as you drag, in your browser.

ImageOpen Tool
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Word Counter

Count words, characters, sentences and paragraphs as you type, with reading and speaking time alongside.

TextOpen Tool
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JSON Formatter

Paste messy or minified JSON and get it back pretty-printed with 2-space indentation. The same step tells you whether the JSON is valid.

DeveloperOpen Tool
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QR Code Generator

Turn any text or link into a QR code in your browser. Set the size and color, watch it update as you type, then download a PNG. The data is encoded into the image itself and is not uploaded.

UtilityOpen Tool
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Password Generator

Generate a strong random password with your browser's cryptographic generator. Set the length and character mix, then copy it. Nothing is sent anywhere.

PasswordOpen Tool
How it works

Why these tools run in your browser

Your files never leave your device

Each tool processes your data in your own browser. We never receive, store or see your files.

Results without a queue

With no round trip to a server, results show up as soon as you click. Nothing waits in a processing queue, and there is no usage limit.

Free, no sign-up

All 93 tools are free. You don't need an account, and nothing is watermarked or kept behind a paywall.

What happens when you use a tool

Your device1Open atool page2The work runsin your browser3Download orcopy the resultNo upload to a server
Your files and numbers stay on your device. Nothing goes to our server.
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93 free tools, ready when you are

There is nothing to install and no account to create. Built and maintained by Bulan Sarkar in Durgapur, West Bengal, India.

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